Items where Author is "Mat Sukri, Ali Karami"
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Azhary, Muhammad Zulnazmi Rafiqi and Mat Sukri, Ali Karami and Jeffry, Muhammad Syamil and Jafar, Mohamad Imad Addin and Ahmad Dahlan, Abdul Rahman (2026) A conceptual KiraBot business model: WhatsApp-based micro-SaaS for B40 financial inclusion. International Journal of Computer Science and Information Technology Research, 14 (2). pp. 169-187. ISSN 2348-1196 E-ISSN 2348-120X